Why Buy With Us?
Navigating a real estate purchase is tricky business. The web has made it possible to do a lot of the legwork yourself, but there’s no substitute for an experienced professional. A skilled negotiator who knows the market can save you time, money and heartache by helping you make the right offer—playing hardball when necessary—and staying on top of the process.
Buying a home is a major financial (and emotional) undertaking. Let us make it an enjoyable and exciting event in this time of your life.
Homes For Sale
Pre-approval will help you immensely when you’re searching for a home. It might even give you an edge on the competition once you’re ready to make an offer.
To be pre-approved for a mortgage means that a bank or lender has checked your credit history and determined that you would be a suitable candidate for a mortgage. Pre-approvals might only be good for a certain amount of time but they usually signify that a lender is ready and willing to lend you money. It’s a big step in showing sellers that you are serious about buying a house and that your offer should be treated accordingly.
Escrow and Closing Costs
Whenever a home sale is completed, there are several additional costs for the buyer in addition to the purchase price of the home. These costs include items such as fees for processing, title insurance, closing, title search, mortgage taxes and appraisals.
A major portion of closing costs is establishing the escrow account for payment of real estate taxes. An escrow account is a savings account that the mortgage company will set up as a pre-payment buffer or cache for mortgage and property tax payments.
Are you relocating to this area? Looking for more information to help you find the right city and neighborhood for your family?
Our relocation packet includes the most up-to-date and vital information for people looking to move to our area.
Many first-time home buyers ask, “Do I need a real estate professional to help me find a house?” The answer is “Yes.” It is not a good idea to venture into the home buying process without the know-how of a real estate expert.
Buying and selling real estate is no easy matter. No two listings are identical; one transaction differs from the next. Each state and city may have its own unique set of rules and regulations. Signature Properties associates are well-trained in every aspect of our local real estate markets to make this process as simple as possible.